Assisted Living in Illinois

Assisted Living in Illinois

Costs and Local Resources

Explore everything the Prairie State has to offer those searching for their next senior assisted living opportunity. The Land of Lincoln lacks nothing—from lake-lined enclaves and rustic rural small towns to the Second City itself, there’s an ideal area in which to spend the golden years for everyone. Enjoy four distinct seasons and high-rise living in the Chicagoland area or more temperate weather and small-town living downstate. Or take advantage of the best of both worlds and go from one to the other whenever you want to via commuter train. There’s something for everyone looking for Illinois assisted living services.

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Cost of assisted living in Illinois vs. nearby states

Cost of assisted living in a selection of Illinois cities

We noticed people seem to be searching for assisted living in these Illinois cities more frequently than others: Aurora, Benton, Maryville, and Normal. We've provided their pricing here.

The cost of assisted living in Illinois

Seniorly 2021 data shows that the average cost of assisted living in Illinois is $4,054 per month. The national average monthly cost is $4,057, which means Illinois is just about average when it comes to what it costs to access assisted living. Keep in mind, though, that Illinois has high-priced areas, low-cost rural regions, and everything in between. Explore our assisted living listings to start comparing properties, or get in touch with one of our local advisors to get expert advice on what you can afford in the areas in which you’re interested.

Assisted living communities can provide the peace of mind that comes from not worrying about home maintenance, chores, or errands, as well as help with personal care like grooming, eating, and other activities of daily living seniors might have trouble with. However, if your loved one requires nursing care, or has diagnosed Alzheimer's or dementia that has progressed to a certain point, they might need a skilled nursing facility/home health care, or memory care community instead. These types of care providers (and for that matter, in-home care) might cost more in Illinois than assisted living facilities, but the important thing is that your loved one’s needs are cared for in order to provide them with the best quality of life.

If your loved one currently lives in a retirement community, ask whether it is a Continuing Care Retirement Community: these senior living properties are generally designed for residents to age in place. Seniors can get the different levels of care they need, from independent living to memory care, without having to move to a different community altogether.

Overall cost of living in Illinois

Illinois has a below-average cost of living when compared to all states. Behind the Carolinas but costlier than Louisiana, Illinois’s cost of living index is 94.5, where the US national average is 104.63. The low cost of goods and services in Central and Southern Illinois are offset by the higher relative costs of the Chicagoland area—keep this in mind while you’re choosing where to look for your next assisted living option.

Financial assistance for assisted living in Illinois

Medicaid options for Illinois seniors

According to benefits.gov, to be eligible for Illinois Medicaid, you must be a resident of the state of Illinois, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:

  • Pregnant, or
  • Be responsible for a child 18 years of age or younger, or
  • Blind, or
  • Have a disability or a family member in your household with a disability, or
  • Be 65 years of age or older.

Illinois Medicaid pays for medical assistance for children, parents and caretakers of children, pregnant women, persons who are disabled, blind, over 65 years of age, or who have previously been in foster care services. Illinois Medicaid is Federally and State-funded and designed to help a wide variety of families and individuals who need assistance.

Several primary services are funded through Illinois Medicare, including doctor care, hospital care, and long-term care. Additionally, Medicare recipients may be eligible for drug coverage, medical equipment and transportation, family planning services, laboratory tests, X-rays, and other medical services.

Non-Medicaid State assistance programs

The Illinois Department of Healthcare and Family Services administers additional assistance programs for seniors and their caretakers. Additionally, the Illinois Department on Aging has an array of resources for seniors and their families, including the Senior Health Insurance Program (SHIP), a free statewide health insurance counseling service for Medicare beneficiaries and their caregivers. For families in the City of Chicago, there may be options available through the City’s Department of Family & Support Services. For more ways to find assisted living help, check the “Free assisted living resources in Illinois” section below.

More ways to finance assisted living in Illinois

There are several options available to finance assisted living for yourself or a loved one. Long-term care can be financed several ways:

  • Life insurance - Some life insurance policies have a provision for long-term care benefits.
  • Long-term care insurance - This type of insurance is intended to cover long-term health care needs by covering costs for assisted living or long-term care communities.
  • Pensions, 401K, and IRA - If you have a pension, 401k or an IRA to fall back upon this would be a great benefit in paying for assisted living costs.
  • Real Estate - Having a home is a great source of income. When it is time to move into assisted living the sale proceeds from your home can cover the costs.
  • Veteran’s benefits - While the VA will not directly cover the costs of assisted living, you can obtain help from the VA under the Veterans Aid & Attendance benefits. The Aid & Attendance benefits helps eligible veterans and their surviving spouses to pay for assistance for assistance of daily living (ADLs) activities. Aid & Attendance benefits are often referred to by other names such as “improved pension,” “VA assisted living benefit,” or “veterans elder care benefits.”

Free assisted living resources in Illinois

Illinois residents can explore state resources that can help answer your questions about eligibility for certain types of benefits and how they might apply to assisted living.

Find your local Area Agency on Aging: There are multiple agencies per state, enter your ZIP code or city to find the one closest to you.

The Illinois Department of Veterans’ Affairs may be able to help you determine if your loved one is eligible for VA benefits.

Find Illinois Social Security offices where you can understand your benefits and get answers to your questions about claims.

Assisted living communities by Illinois city

Addison Assisted LivingEast Alton Assisted LivingLemont Assisted LivingRingwood Assisted Living
Algonquin Assisted LivingEast Dubuque Assisted LivingLibertyville Assisted LivingRiver Forest Assisted Living
Alton Assisted LivingEast Moline Assisted LivingLincolnshire Assisted LivingRiverside Assisted Living
Arlington Heights Assisted LivingEast Peoria Assisted LivingLincolnwood Assisted LivingRiverton Assisted Living
Arlington Hts Assisted LivingEdwardsville Assisted LivingLindenhurst Assisted LivingRiverwoods Assisted Living
Auburn Assisted LivingEffingham Assisted LivingLisle Assisted LivingRobbins Assisted Living
Aurora Assisted LivingElgin Assisted LivingLockport Assisted LivingRochester Assisted Living
Barrington Assisted LivingElk Grove Village Assisted LivingLombard Assisted LivingRock Island Assisted Living
Bartlett Assisted LivingElmhurst Assisted LivingLong Grove Assisted LivingRockford Assisted Living
Batavia Assisted LivingElmwood Park Assisted LivingLoves Park Assisted LivingRockton Assisted Living
Beach Assisted LivingEnergy Assisted LivingMachesneyrk Assisted LivingRolling Meadows Assisted Living
Belleville Assisted LivingEvanston Assisted LivingMarion Assisted LivingRomeoville Assisted Living
Bellwood Assisted LivingEvergreen Park Assisted LivingMaryville Assisted LivingRoscoe Assisted Living
Belvidere Assisted LivingFairview Heights Assisted LivingMascoutah Assisted LivingRoselle Assisted Living
Bensenville Assisted LivingFlossmoor Assisted LivingMatteson Assisted LivingRound Assisted Living
Berwyn Assisted LivingForest Park Assisted LivingMc Henry Assisted LivingRound Lake Beach Assisted Living
Bethalto Assisted LivingForsyth Assisted LivingMchenry Assisted LivingSaint Charles Assisted Living
Bloomingdale Assisted LivingFox Lake Assisted LivingMelrose Park Assisted LivingSavoy Assisted Living
Bloomington Assisted LivingFrankfort Assisted LivingMetropolis Assisted LivingSchaumburg Assisted Living
Blue Island Assisted LivingFreeburg Assisted LivingMidlothian Assisted LivingSherman Assisted Living
Bolingbrook Assisted LivingGeneva Assisted LivingMilan Assisted LivingShorewood Assisted Living
Bridgeview Assisted LivingGlen Carbon Assisted LivingMillstadt Assisted LivingSilvis Assisted Living
Brookfield Assisted LivingGlen Ellyn Assisted LivingMokena Assisted LivingSkokie Assisted Living
Buffalo Grove Assisted LivingGlenview Assisted LivingMoline Assisted LivingSouth Assisted Living
Burbank Assisted LivingGlenview Nas Assisted LivingMorton Assisted LivingSouth Beloit Assisted Living
Burnham Assisted LivingGlenwood Assisted LivingMorton Grove Assisted LivingSouth Chicago Height Assisted Living
Burr Assisted LivingGodfrey Assisted LivingMount Prospect Assisted LivingSouth Elgin Assisted Living
Burr Ridge Assisted LivingGranite City Assisted LivingMundelein Assisted LivingSouth Holland Assisted Living
Cahokia Assisted LivingGrayslake Assisted LivingMurphysboro Assisted LivingSpringfield Assisted Living
Calumet City Assisted LivingGurnee Assisted LivingNaperville Assisted LivingSt Charles Assisted Living
Canton Assisted LivingHanover Park Assisted LivingNew Lenox Assisted LivingStickney Assisted Living
Carbondale Assisted LivingHarvey Assisted LivingNiles Assisted LivingStreamwood Assisted Living
Carol Assisted LivingHarwood Heights Assisted LivingNormal Assisted LivingSugar Assisted Living
Carol Stream Assisted LivingHawthorn Assisted LivingNorridge Assisted LivingSwansea Assisted Living
Carterville Assisted LivingHazel Crest Assisted LivingNorth Aurora Assisted LivingTinley Assisted Living
Cary Assisted LivingHerrin Assisted LivingNorthbrook Assisted LivingTinley Park Assisted Living
Caseyville Assisted LivingHickory Hills Assisted LivingNorthlake Assisted LivingTrenton Assisted Living
Champaign Assisted LivingHighland Park Assisted LivingO Fallon Assisted LivingTroy Assisted Living
Charles Assisted LivingHighwood Assisted LivingOak Brook Assisted LivingUrbana Assisted Living
Chatham Assisted LivingHillside Assisted LivingOak Lawn Assisted LivingVernon Hill Assisted Living
Chicago Assisted LivingHinsdale Assisted LivingOak Park Assisted LivingVernon Hills Assisted Living
Chicago Heights Assisted LivingHoffman Estates Assisted LivingOakbrook Terrace Assisted LivingVolo Assisted Living
Chicago Ridge Assisted LivingHomer Glen Assisted LivingOlympia Fields Assisted LivingWashington Assisted Living
Cicero Assisted LivingHomewood Assisted LivingOrland Park Assisted LivingWaterloo Assisted Living
Collinsville Assisted LivingHuntley Assisted LivingOswego Assisted LivingWauconda Assisted Living
Columbia Assisted LivingIndian Head Park Assisted LivingPalatine Assisted LivingWaukegan Assisted Living
Country Club Hills Assisted LivingInverness Assisted LivingPalos Heights Assisted LivingWest Chicago Assisted Living
Crest Assisted LivingItasca Assisted LivingPalos Hills Assisted LivingWestchester Assisted Living
Crest Hill Assisted LivingJoliet Assisted LivingPalos Park Assisted LivingWestmont Assisted Living
Crestwood Assisted LivingLa Grange Assisted LivingPark Forest Assisted LivingWheaton Assisted Living
Crete Assisted LivingLa Grange Park Assisted LivingPark Ridge Assisted LivingWheeling Assisted Living
Crystal Lake Assisted LivingLagrange Assisted LivingPekin Assisted LivingWillowbrook Assisted Living
Decatur Assisted LivingLake Assisted LivingPeoria Assisted LivingWilmette Assisted Living
Deerfield Assisted LivingLake Bluff Assisted LivingPeoria Heights Assisted LivingWinfield Assisted Living
Des Plaines Assisted LivingLake Forest Assisted LivingPingree Assisted LivingWood Dale Assisted Living
Dolton Assisted LivingLake In The Hills Assisted LivingPlainfield Assisted LivingWood River Assisted Living
Downers Grove Assisted LivingLake Zurich Assisted LivingProspect Heights Assisted LivingWoodridge Assisted Living
East Alton Assisted LivingLansing Assisted LivingQuincy Assisted LivingWoodstock Assisted Living
East Dubuque Assisted LivingLebanon Assisted LivingRichton Park Assisted LivingZion Assisted Living

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