Costs and Local Resources
Take a look at all the Sunshine State has to offer as you search for assisted living in Florida. Known for theme parks, beach resorts, and tropical climate, Florida is a desirable destination for seniors looking for a new home. As a major hub for tourism, hospitality, agriculture, and transportation, Florida is the fourth largest economy in the US. This financial success combined with its beautiful weather and unique geography (it boasts the third-largest coral barrier reef system in the world, for example) have attracted tourists, immigrants, and retirees. 17% of people in Florida are overa 65, the highest in the US. If you’re looking to retire in Florida too, there’s no better place to start your search for assisted living than right here.
Florida vs. South Carolina, Georgia, and Alabama
We noticed people seem to be searching for assisted living in these Florida cities more frequently than others: Jacksonville, Lakeland, Naples, and Venice.
Seniorly 2021 data shows that the average monthly cost of an assisted living community in Florida is $3,299. The national average is $4,057. Obviously, the average Florida pricing is substantially less than the national average: this may be due to Florida’s cost of living, taxes, and perhaps supply vs demand, since Florida is such a popular state to retire to. Explore our assisted living listings to start comparing properties, or get in touch with one of our local advisors to get expert advice. They can help you determine what level of care you or your loved one might need.
Assisted living communities can provide the peace of mind that comes from not worrying about home maintenance, chores, or errands, as well as help with personal grooming, eating, and other daily activities seniors might have trouble with. However, if your loved one requires nursing care, or has diagnosed Alzheimer's or dementia that has progressed to a certain point, they might need a skilled nursing facility/home health care, or memory care community instead. These communities (and for that matter, in-home care) might cost more in Florida than assisted living facilities, but the important thing is that your loved one’s needs are cared for in order to provide them with the best quality of life.
If your loved one currently lives in a retirement community, ask whether it is a Continuing Care Retirement Community: these senior living properties are generally designed for residents to age in place. Seniors can get the different levels of care they need, as they need them, without having to move to a different community all together.
Florida’s overall cost of living index is 97.9, on a scale where the national average is 104.63. Florida’s cost of living is just slightly below average, of course some areas in the state will be more expensive than others. Florida is one of the few states with no income tax, which can make it a desirable location for retirees who subsequently don’t have to worry about paying state taxes on their pensions, Social Security, or other forms of income.
According to benefits.gov, to be eligible for Florida Medicaid, you must be a resident of the state of Florida, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:
In 2014, Florida replaced its former system of waivers with the Statewide Managed Medicaid Care Long Term Care program. The old waiver system (Home and Community Based Services Medicaid Waivers) included a range of care services and non-care support, which are also covered under SMMC-LTC. These benefits include assistance with personal care (activities of daily living, or ADLs), home-delivered meals, home modifications, and respite care, to name just a few.
There are a few programs in Florida besides Medicaid that can help people find senior care and support for older adults. The Florida Department of Elder Affairs offers more information on many of these programs.
Alzheimer’s Disease Initiative: ADI offers support services to seniors and families living with Alzheimer’s disease. This includes respite care and training for caregivers of adults over 18 living with Alzheimer’s and other diagnosed memory disorders.
Community Care for the Elderly (CCE): This program offers services and support to help functionally impaired elders live comfortably and safely (and cost-effectively) according to their needs. If eligible, you or your loved one can receive help with chores, meal-delivery, adult daycare, respite care, transportation, or simple companionship.
Home Care for the Elderly (HCE): Floridians age 60 and older in family-type living arrangements within private homes can receive support through this program, as an alternative to institutional or senior living care facilities. It offers a basic subsidy that can be used to support the older adult, including some medical expenses.
Optional State Supplement (OSS): The Florida Department of Children & Families provides financial assistance to low-income seniors who cannot live independently and require residential care. OSS funds may be used toward adult family care homes, assisted living communities, or mental health treatment centers.
Respite for Elders Living in Everyday Families (Project RELIEF): This program helps expand the respite services provided by other programs, with the aim of helping families continue to care for older adults at home while avoiding caregiver burnout.
There are several options available to finance assisted living for yourself or a loved one. Long-term care can be financed several ways:
Florida residents can explore state resources that can help answer your questions about eligibility for certain types of benefits and how they might apply to assisted living.
Find your local Area Agency on Aging: There are multiple agencies per state, enter your zip code or city to find the one closest to you.
The Florida Department of Veterans Affairs may be able to help you determine if your loved one is eligible for VA benefits.
Find Florida Social Security offices where you can understand your benefits and get answers to your questions about claims.
|Altamonte Springs Assisted Living||Fort Lauderdale Assisted Living||Miami Springs Assisted Living||Riverview Assisted Living|
|Altoona Assisted Living||Fort Myers Assisted Living||Middleburg Assisted Living||Riviera Assisted Living|
|Alva Assisted Living||Fort Pierce Assisted Living||Midway Assisted Living||Riviera Beach Assisted Living|
|Apollo Beach Assisted Living||Fruitland Park Assisted Living||Mims Assisted Living||Rockledge Assisted Living|
|Apopka Assisted Living||Ft Lauderdale Assisted Living||Minneola Assisted Living||Royal Palm Beach Assisted Living|
|Atlantic Beach Assisted Living||Gainesville Assisted Living||Miramar Assisted Living||Ruskin Assisted Living|
|Aventura Assisted Living||Gotha Assisted Living||Miramar Beach Assisted Living||Safety Harbor Assisted Living|
|Avon Park Assisted Living||Green Acres Assisted Living||Montverde Assisted Living||Saint Augustine Assisted Living|
|Belleair Assisted Living||Groveland Assisted Living||Mount Dora Assisted Living||Saint Cloud Assisted Living|
|Belleview Assisted Living||Gulf Breeze Assisted Living||Naples Assisted Living||Saint Petersburg Assisted Living|
|Beverly Hills Assisted Living||Gulfport Assisted Living||Naranja Assisted Living||San Antonio Assisted Living|
|Biscayne Park Assisted Living||Haines City Assisted Living||New Port Richey Assisted Living||Sanford Assisted Living|
|Boca Assisted Living||Hallandale Beach Assisted Living||New Smyrna Beach Assisted Living||Sarasota Assisted Living|
|Boca Raton Assisted Living||Havana Assisted Living||Niceville Assisted Living||Satellite Beach Assisted Living|
|Bonita Assisted Living||Hernando Assisted Living||Nokomis Assisted Living||Sebastian Assisted Living|
|Bonita Springs Assisted Living||Hialeah Assisted Living||North Bay Village Assisted Living||Sebring Assisted Living|
|Boynton Assisted Living||Hialeah Gardens Assisted Living||North Fort Assisted Living||Seffner Assisted Living|
|Boynton Beach Assisted Living||Hobe Assisted Living||North Miami Assisted Living||Seminole Assisted Living|
|Bradenton Assisted Living||Hobe Sound Assisted Living||North Miami Beach Assisted Living||Shalimar Assisted Living|
|Brandon Assisted Living||Holiday Assisted Living||North Palm Beach Assisted Living||Silver Springs Assisted Living|
|Brooksville Assisted Living||Holly Hill Assisted Living||North Port Assisted Living||South Daytona Assisted Living|
|Bunnell Assisted Living||Hollywood Assisted Living||Oakland Park Assisted Living||South Pasadena Assisted Living|
|Candler Assisted Living||Homestead Assisted Living||Ocala Assisted Living||Southwest Ranches Assisted Living|
|Cantonment Assisted Living||Homosassa Assisted Living||Ocklawaha Assisted Living||Spring Hill Assisted Living|
|Cape Coral Assisted Living||Homosassa Springs Assisted Living||Ocoee Assisted Living||St Augustine Assisted Living|
|Casselberry Assisted Living||Hudson Assisted Living||Odessa Assisted Living||St Cloud Assisted Living|
|Celebration Assisted Living||Indialantic Assisted Living||Oldsmar Assisted Living||St Johns Assisted Living|
|Clearwater Assisted Living||Indian Harbour Beach Assisted Living||Opa Locka Assisted Living||St Petersburg Assisted Living|
|Clermont Assisted Living||Inverness Assisted Living||Orange City Assisted Living||Stuart Assisted Living|
|Cocoa Assisted Living||Jacksonville Assisted Living||Orange Park Assisted Living||Summerfield Assisted Living|
|Cocoa Beach Assisted Living||Jacksonville Beach Assisted Living||Orlando Assisted Living||Sun City Assisted Living|
|Coconut Creek Assisted Living||Jensen Beach Assisted Living||Ormond Assisted Living||Sun City Center Assisted Living|
|Cooper City Assisted Living||Juno Beach Assisted Living||Ormond Beach Assisted Living||Sunrise Assisted Living|
|Coral Gables Assisted Living||Jupiter Assisted Living||Oviedo Assisted Living||Sw Ranches Assisted Living|
|Coral Springs Assisted Living||Kendall Assisted Living||Oxford Assisted Living||Tallahassee Assisted Living|
|Crystal River Assisted Living||Kissimmee Assisted Living||Pace Assisted Living||Tamarac Assisted Living|
|Cutler Bay Assisted Living||Lady Lake Assisted Living||Palatka Assisted Living||Tampa Assisted Living|
|Cutler Ridge Assisted Living||Lake Alfred Assisted Living||Palm Assisted Living||Tarpon Springs Assisted Living|
|Dade City Assisted Living||Lake Assisted Living||Palm Bay Assisted Living||Tavares Assisted Living|
|Dania Assisted Living||Lake City Assisted Living||Palm Beach Gardens Assisted Living||Temple Terrace Assisted Living|
|Dania Beach Assisted Living||Lake Mary Assisted Living||Palm City Assisted Living||Tequesta Assisted Living|
|Davenport Assisted Living||Lake Park Assisted Living||Palm Coast Assisted Living||The Villages Assisted Living|
|Davie Assisted Living||Lake Wales Assisted Living||Palm Harbor Assisted Living||Thonotosassa Assisted Living|
|Daytona Beach Assisted Living||Lake Worth Assisted Living||Palm Springs Assisted Living||Titusville Assisted Living|
|Daytona Beach Shores Assisted Living||Lakeland Assisted Living||Palmetto Assisted Living||Trinity Assisted Living|
|De Land Assisted Living||Lakewood Ranch Assisted Living||Panama City Assisted Living||Umatilla Assisted Living|
|De Leon Springs Assisted Living||Land O Lakes Assisted Living||Parkland Assisted Living||Valrico Assisted Living|
|Debary Assisted Living||Lantana Assisted Living||Pasadena Assisted Living||Venice Assisted Living|
|Deerfield Assisted Living||Largo Assisted Living||Pembroke Pines Assisted Living||Vero Assisted Living|
|Deerfield Beach Assisted Living||Laud Lakes Assisted Living||Penascola Assisted Living||Vero Beach Assisted Living|
|Deland Assisted Living||Lauderdale Assisted Living||Penney Farms Assisted Living||Viera Assisted Living|
|Delray Assisted Living||Lauderdale Lakes Assisted Living||Pensacola Assisted Living||Weeki Wachee Assisted Living|
|Delray Beach Assisted Living||Lauderhill Assisted Living||Pinellas Park Assisted Living||Wellington Assisted Living|
|Deltona Assisted Living||Lecanto Assisted Living||Plant City Assisted Living||Wesley Chapel Assisted Living|
|Destin Assisted Living||Leesburg Assisted Living||Plantation Assisted Living||West Melbourne Assisted Living|
|Doral Assisted Living||Lehigh Acres Assisted Living||Poinciana Assisted Living||West Palm Assisted Living|
|Dover Assisted Living||Lithia Assisted Living||Pompano Assisted Living||West Palm Beach Assisted Living|
|Dunedin Assisted Living||Longboat Assisted Living||Pompano Beach Assisted Living||West Park Assisted Living|
|East Naples Assisted Living||Longwood Assisted Living||Ponte Vedra Assisted Living||Weston Assisted Living|
|Edgewater Assisted Living||Loxahatchee Assisted Living||Ponte Vedra Beach Assisted Living||Wildwood Assisted Living|
|Englewood Assisted Living||Lutz Assisted Living||Port Assisted Living||Wilton Manors Assisted Living|
|Enterprise Assisted Living||Maitland Assisted Living||Port Charlotte Assisted Living||Wimauma Assisted Living|
|Estero Assisted Living||Margate Assisted Living||Port Orange Assisted Living||Windermere Assisted Living|
|Eustis Assisted Living||Melbourne Assisted Living||Port Richey Assisted Living||Winter Assisted Living|
|Fern Park Assisted Living||Merritt Island Assisted Living||Port Saint Lucie Assisted Living||Winter Garden Assisted Living|
|Fernandina Beach Assisted Living||Miami Assisted Living||Port St Assisted Living||Winter Haven Assisted Living|
|Fleming Island Assisted Living||Miami Beach Assisted Living||Port St Lucie Assisted Living||Winter Park Assisted Living|
|Florida City Assisted Living||Miami Gardens Assisted Living||Punta Assisted Living||Winter Springs Assisted Living|
|Fort Assisted Living||Miami Lakes Assisted Living||Punta Gorda Assisted Living||Zephyrhills Assisted Living|