Assisted Living in Colorado

Assisted Living in Colorado

Costs and Local Resources

The Centennial State is a beautiful option for your assisted living search. Colorado has sleepy, scenic mountain towns, eclectic artsy enclaves, and big city options that are as luxurious as the most well-appointed ski chalet. A new lease on life awaits in the Rockies—what will you find comin’ ‘round the mountain? There’s something for everyone looking for Colorado assisted living services.

Find assisted living communities in Colorado

Cost of assisted living in Colorado vs. nearby states

Cost of assisted living in a selection of Colorado cities

We noticed people seem to be searching for assisted living in these Colorado cities more frequently than others: Aurora, Denver, Greely, and Lakewood. We've provided their pricing here.

The cost of assisted living in Colorado

Seniorly 2021 data shows that the average cost of assisted living in Colorado is $4,346 per month. The national average monthly cost is $4,057. Keep in mind as you start your senior living search and remember that some areas (particularly those where the cost of living is high) will be more expensive than others. Explore our assisted living listings to start comparing properties, or get in touch with one of our local advisors to get expert advice on what you can afford in the areas in which you’re interested.

Assisted living communities can provide the peace of mind that comes from not worrying about home maintenance, chores, or errands, as well as help with personal care like grooming, eating, and other activities of daily living seniors might have trouble with. However, if your loved one requires nursing care, or has diagnosed Alzheimer's or dementia that has progressed to a certain point, they might need a skilled nursing facility/home health care, or memory care community instead. These types of care providers (and for that matter, in-home care) might cost more in Colorado than assisted living facilities, but the important thing is that your loved one’s needs are cared for in order to provide them with the best quality of life.

If your loved one currently lives in a retirement community, ask whether it is a Continuing Care Retirement Community: these senior living properties are generally designed for residents to age in place. Seniors can get the different levels of care they need, from independent living to memory care, without having to move to a different community all together.

Overall cost of living in Colorado

Colorado ranks amongst the top half of cost-of-living averages in the country. Behind Pennsylvania on the East Coast and Minnesota in the Midwest, Colorado’s cost of living index is 105.6, where the US national average is 104.63. This is likely due to higher-than-average housing costs when compared to the rest of the U.S.

Financial assistance for assisted living in Colorado

Medicaid options for Colorado seniors

According to benefits.gov, to be eligible for Colorado Medicaid, you must be a resident of the state of Colorado, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:

  • Pregnant, or
  • Be responsible for a child 18 years of age or younger, or
  • Blind, or
  • Have a disability or a family member in your household with a disability, or
  • Be 65 years of age or older.

Colorado's Medicaid program is called Health First Colorado and pays for medical care for children and adults with limited income and resources and is supported by State and Federal funding. The program provides three kinds of benefits: physical health benefits, dental benefits, and behavioral health benefits.

There are ancillary Health First Colorado benefits available to enrollees as well. The Elderly, Blind, and Disabled Waiver (EBD), for example, helps qualifying seniors stay in their communities. Health First Colorado is administered by regional organizations. These organizations help enrollees and their primary care providers coordinate appropriate care in a timely fashion.

Non-Medicaid State assistance programs

There are a few non-Medicaid assistance programs in Colorado, including Colorado Paid Family Leave, which offers up to six weeks paid time off for working professionals, so that they may care for a family member. You may also be able to find programs at the city level, like San Francisco’s Support at Home program. For more ways to find assisted living help, check the “Free assisted living resources in Colorado” section below.

The state of Colorado offers an array of non-Medicaid assistance programs. The Medicare Savings Programs (MSP) helps those with limited income and resources pay for some or all of their Medicare premiums, and the Old Age Pension (OAP) Health and Medical Care Program provides limited medical care for Coloradans getting Old Age Pension who do not qualify for Health First Colorado benefits.

More ways to finance assisted living in Colorado

There are several options available to finance assisted living for yourself or a loved one. Long-term care can be financed several ways:

  • Life insurance - Some life insurance policies have a provision for long-term care benefits.
  • Long-term care insurance - This type of insurance is intended to cover long-term health care needs by covering costs for assisted living or long-term care communities.
  • Pensions, 401K, and IRA - If you have a pension, 401k or an IRA to fall back upon this would be a great benefit in paying for assisted living costs.
  • Real Estate - Having a home is a great source of income. When it is time to move into assisted living the sale proceeds from your home can cover the costs.
  • Veteran’s benefits - While the VA will not directly cover the costs of assisted living, you can obtain help from the VA under the Veterans Aid & Attendance benefits. The Aid & Attendance benefits helps eligible veterans and their surviving spouses to pay for assistance for assistance of daily living (ADLs) activities. Aid & Attendance benefits are often referred to by other names such as “improved pension,” “VA assisted living benefit,” or “veterans elder care benefits.”

Free assisted living resources in Colorado

Colorado residents can explore state resources that can help answer your questions about eligibility for certain types of benefits and how they might apply to assisted living.

Find your local Area Agency on Aging: There are multiple agencies per state, enter your ZIP code or city to find the one closest to you.

The Colorado Department of Military and Veterans Affairs may be able to help you determine if your loved one is eligible for VA benefits.

Find Colorado Social Security offices where you can understand your benefits and get answers to your questions about claims.

Assisted living communities by Colorado city

Arvada Assisted LivingSan Bruno Assisted LivingSierra Madre Assisted LivingVacaville Assisted Living
Aurora Assisted LivingSan Carlos Assisted LivingSignal Hill Assisted LivingValencia Assisted Living
Berthoud Assisted LivingSan Clemente Assisted LivingSilverado Assisted LivingVallejo Assisted Living
Boulder Assisted LivingSan Diego Assisted LivingSimi Valley Assisted LivingValley Center Assisted Living
Brighton Assisted LivingSan Dimas Assisted LivingSolana Beach Assisted LivingValley Glen Assisted Living
Broomfield Assisted LivingSan Fernando Assisted LivingSomis Assisted LivingValley Village Assisted Living
Canon City Assisted LivingSan Francisco Assisted LivingSonoma Assisted LivingVan Nuys Assisted Living
Castle Assisted LivingSan Gabriel Assisted LivingSoquel Assisted LivingVenice Assisted Living
Castle Rock Assisted LivingSan Jacinto Assisted LivingSouth Gate Assisted LivingVentura Assisted Living
Centennial Assisted LivingSan Jose Assisted LivingSouth Pasadena Assisted LivingVictorville Assisted Living
Clifton Assisted LivingSan Juan Capistrano Assisted LivingSouth San Francisco Assisted LivingVilla Park Assisted Living
Colorado Springs Assisted LivingSan Leandro Assisted LivingSpring Valley Assisted LivingVisalia Assisted Living
Commerce City Assisted LivingSan Lorenzo Assisted LivingSprings Assisted LivingVista Assisted Living
Denver Assisted LivingSan Luis Obispo Assisted LivingStanton Assisted LivingWalnut Assisted Living
Englewood Assisted LivingSan Marcos Assisted LivingStevenson Ranch Assisted LivingWalnut Creek Assisted Living
Erie Assisted LivingSan Martin Assisted LivingStockton Assisted LivingWatsonville Assisted Living
Evans Assisted LivingSan Mateo Assisted LivingStrathmore Assisted LivingWeimar Assisted Living
Florence Assisted LivingSan Pablo Assisted LivingStudio City Assisted LivingWest Covina Assisted Living
Fort Collins Assisted LivingSan Pedro Assisted LivingSuisun Assisted LivingWest Hills Assisted Living
Fort Lupton Assisted LivingSan Rafael Assisted LivingSuisun City Assisted LivingWest Hollywood Assisted Living
Fruita Assisted LivingSan Ramon Assisted LivingSun City Assisted LivingWest Sacramento Assisted Living
Ft Collins Assisted LivingSanger Assisted LivingSun Valley Assisted LivingWestlake Assisted Living
Glendale Assisted LivingSanta Ana Assisted LivingSunland Assisted LivingWestlake Village Assisted Living
Golden Assisted LivingSanta Barbara Assisted LivingSunnyvale Assisted LivingWestminster Assisted Living
Grand Junction Assisted LivingSanta Clara Assisted LivingSutter Creek Assisted LivingWestminster Assisted Living
Greeley Assisted LivingSanta Clarita Assisted LivingSylmar Assisted LivingWheat Ridge Assisted Living
Greenwood Village Assisted LivingSanta Cruz Assisted LivingTarzana Assisted LivingWhittier Assisted Living
Highlands Assisted LivingSanta Fe Springs Assisted LivingTehachapi Assisted LivingWildomar Assisted Living
Highlands Ranch Assisted LivingSanta Maria Assisted LivingTemecula Assisted LivingWilton Assisted Living
Lafayette Assisted LivingSanta Monica Assisted LivingTemple City Assisted LivingWinchester Assisted Living
Lakewood Assisted LivingSanta Paula Assisted LivingTempleton Assisted LivingWindsor Assisted Living
Littleton Assisted LivingSanta Rosa Assisted LivingThornton Assisted LivingWindsor Assisted Living
Lone Assisted LivingSantee Assisted LivingThousand Oaks Assisted LivingWinnetka Assisted Living
Longmont Assisted LivingSaratoga Assisted LivingTiburon Assisted LivingWoodland Assisted Living
Louisville Assisted LivingScotts Valley Assisted LivingTorrance Assisted LivingWoodland Hills Assisted Living
Loveland Assisted LivingSeal Beach Assisted LivingTracy Assisted LivingYorba Linda Assisted Living
Manitou Springs Assisted LivingSeaside Assisted LivingTujunga Assisted LivingYountville Assisted Living
Monument Assisted LivingSebastopol Assisted LivingTulare Assisted LivingYuba City Assisted Living
Morrison Assisted LivingSelma Assisted LivingTurlock Assisted LivingYucaipa Assisted Living
Northglenn Assisted LivingShafter Assisted LivingTustin Assisted LivingYucca Valley Assisted Living
Palisade Assisted LivingSherman Oaks Assisted LivingUkiah Assisted Living 
Parker Assisted LivingSherwood Forest Assisted LivingUnion City Assisted Living 
Pueblo Assisted LivingShingle Springs Assisted LivingUpland Assisted Living 

Luxury senior living in Colorado

Seniorly is here to help you at no cost

Call us at (855) 866-4515

Our Seniorly Local Advisors are standing by