3 Assisted Living Communities in Vermont
Brookdale Fillmore Pond
Vermont is known as the Green Mountain state. It's one of the few states that has a nickname derived from its actual name. The name Vermont comes from the French words vert mont, which translate to "green mountain." The state designated the red clover its official flower in 1894, and the hermit thrush became the state bird in 1941.
The state capital is Montpelier, and with a population of 7,535, it's one of the smallest state capitals in the United States. Seniors age 55 and older make up 33.1 percent of the Montpelier's population. However, Burlington, with a population of 42,417, is the state's largest city.
What Is Assisted Living?
Assisted living facilities, which are also known as residential care homes and assisted living residences in Vermont, are residential communities for seniors who need daily assistance but still want to maintain a lifestyle that’s as independent as possible. Typically, assisted living facilities provide three meals per day, housekeeping and laundry services and assistance with the activities of daily living (ADLs) including bathing, grooming and dressing.
How Much Does Assisted Living Cost in Vermont?
In Vermont, the average monthly cost of assisted living is $4,500, according to the 2018 Genworth Cost of Care Survey.
This is quite a bit higher than the national monthly cost of assisted living, which is $3,750. Of course, the exact amount seniors pay each month depends on the facility and its location. For example, seniors in the Burlington area can expect to pay around $5,020 per month to reside in an assisted living facility, which is more than the state’s average.
People age 65 years old and older make up 17 percent of Vermont’s population, as of 2018. This is a 4 percent increase from 2006. It’s expected that seniors age 65 and older will make up 24 percent of the state’s population by the year 2030.
How Is Assisted Living Regulated in Vermont?
Assisted living residences and residential care homes are licensed and regulated by Vermont’s Division of Licensing and Protection department. Assisted living residences provide seniors with private apartments that include a kitchen, a private bathroom, a bedroom, a living space and lockable doors. Residential care homes offer rooms to seniors, instead of apartments, and basic nursing care in addition to assistance with ADLs.
How Is Assisted Living in Vermont Affected by Laws and Taxes?
The Vermont Department of Health has regulations in place to ensure seniors residing in assisted living residences and residential care homes have the help needed to maintain an independent lifestyle. However, seniors residing in a Vermont assisted living facility also reap a few tax benefits.
Seniors who reside in an assisted living facility in Vermont don’t have to worry about paying property taxes. This is a good thing because Vermont has some of the highest property tax rates in the United States. Many homeowners pay over $3,800 per year in property taxes. Seniors who own homes may qualify for the Vermont homestead property tax adjustment, which helps reduce state property taxes for seniors with an income lower than $47,000 per year.
Vermont’s average state sales tax rate is 6.18 percent, which is among the 20 lowest in the United States. However, seniors in Dover and Burlington should expect to pay an additional 1 percent sales tax on goods they purchase. Seniors will also find many items they purchase regularly are tax-exempt, including prescription drugs, groceries, clothing and medical equipment.
While the sales tax in Vermont is pretty low, all forms of retirement income are subject to state income tax. Social Security payments are only partially taxed, but withdrawals from retirement accounts and pension payments are fully taxed at a rate of 3.55 percent.
Politics in Vermont
Vermont was considered a Republican state until 1992 because all its electoral votes went to Republican presidential candidates between 1856 and 1988. The only exception was the 1964 presidential election, when the state majority voted for President Lyndon B. Johnson. In 1992, the state began voting for the Democratic ticket and has done so ever since.
Vermont’s constitution was drafted in 1777, and it was the first to abolish slavery. The state government is set up to resemble the federal government. It has an executive branch, which is controlled by the governor, a legislative branch and a judicial branch.
Vermont Fun Facts
- Vermont is the second-largest state in New England, but its capital, Montpelier, is the smallest state capital in the United States, with a population slightly over 9,000.
- Until 1996, Vermont was the only state without a Walmart, but it’s home to the greatest number of dairy cows in the country — it has one cow for every 3.8 people.
- Before it became a state, in 1791, the Vermont Republic was considered its own country. It had its own post office and issued its own currency — Vermont coppers.
- While Vermont is probably best known for its maple syrup production, the state is also the nation’s number one producer of marble and number two producer of talc.