122 Assisted Living Communities in Kentucky
Traditions at Beaumont
Sunrise Of Louisville
Elmcroft of Florence KY
Charter Senior Living of Bowling Green
Barrington of Fort Thomas
Elmcroft of Mount Washington
Tender Touch Senior Living
Brookdale Richmond Place
Brookdale Junction City
Colonial Assisted Living
Highland Ridge Assisted Living
Senior Options in Kentucky
Like Virginia, the state is was carved from in the late 18th century, Kentucky is one of only four states that refers to itself as a commonwealth. Surrounded by rivers on three of its four sides, Kentucky is crisscrossed by rivers and canals, many of which are open to the public for boating trips. Roughly 16 percent of the state's 4.5 million people are over 65, according to the U.S. Census, and the state government does what it can to help them live safely and with as much independence and dignity as possible. The state Attorney General, for instance, has an office set up specifically to protect seniors and their loved ones from common scams and abuse, which are particular concerns for many aging citizens.
Kentucky is the Bluegrass State, and the goldenrod is the state flower. Kentucky's state bird is the northern cardinal, which it shares with six other states, making it the most popular state bird in America. Seniors in any part of Kentucky can take their pick of outdoor parks, national monuments and public recreation areas to spend their days in. Summers in Kentucky can get hot and muggy, but active seniors who prefer long evenings with generally cool weather can enjoy spring and fall in almost any part of the state, where clear skies and moderate rain are the general rule.
What is Assisted Living?
Assisted living in Kentucky is often called adult foster care or residential care in official documents, where guidelines from the state require facilities to promote as independent and active a life for seniors as possible. Residents in long-term care communities generally have either a private or shared room, staff help with various activities of daily living (ADLs), such as dressing and taking some medication, and emergency response if they need it.
What does Assisted Living Cost in Kentucky?
In Kentucky, the average monthly cost of assisted living is $3,445, according to the 2018 Genworth Cost of Care Survey.
Kentucky seniors who opt for assisted living pay an average monthly cost of $3,445. This is just a bit less than the national median of $3,750, and it's even less expensive than the typical cost of in-home health care in Kentucky, which averages $3,718 a month. Aging citizens who need more help than assisted living provides may find themselves paying an average of $7,346 a month for skilled nursing care with a private room in Kentucky.
How is Assisted Living Regulated in Kentucky?
Assisted living communities in Kentucky face yearly license renewal to stay in operation. The state regulates these properties through the Kentucky Department for Aging and Independent Living (DAIL), which publishes extensive guidelines and conducts inspections of facilities for health and safety, quality of care and in response to resident or family complaints. In an effort to keep care levels consistently high across the state, the department encourages members of the public to report potentially unsafe or inadequate conditions, which they may do anonymously if necessary.
How is Assisted Living in Kentucky Affected by Laws and Taxes?
Kentucky is a relatively friendly state for seniors who would like to minimize their tax burden. The state does not impose taxes on Social Security income at all. Other income, such as pensions and 401(k) returns, may be taxed, though the minimum income threshold for state income tax on these sources is $31,110 for individuals. Seniors who shop for themselves pay 6 percent sales tax on most items, which is significantly lower than the sales duties charged by many of Kentucky's neighboring states.
Politics in Kentucky
Kentucky's constitution has been rewritten three times since 1792 when it was first ratified. The latest mass revision was in 1891 when voters in the state got the chance to ratify it by referendum. The latest version has sections instead of articles, and there are 263 of them in the document. The government thus created has the usual three branches of government, though the constitution keeps going past them and regulates such matters as railroads and corporations, taxes and the state militia. Section 145, Item 3, specifically names "idiots and insane persons" as not being eligible to vote in the commonwealth, though Section 147 specifically directs election officials to provide assistance to voters with disabilities if they have trouble marking their ballots. Qualified voters may vote by absentee ballot, which may be especially helpful for seniors with mobility issues.
Ideologically, Kentucky is a bundle of political paradoxes. On the state level, Democrats have had a virtual lock on power since 1924. The lower house of the legislature has been solidly Democratic for decades, and the Commonwealth has elected just one, single-term, Republican governor since the 1970s. On a national level, however, Kentucky leans right, with a decades-long Republican lock on both Senate seats and a definite tendency to favor Republican candidates for president with the state's eight votes in the Electoral College. Since the 1960s, the only non-Republican candidates who've earned Kentucky's support have been Southern Democrats.
- Since 2004, Kentucky's state "fruit" has been the blackberry. Blackberries grow wild all over the state, and seniors might encounter the along paved walking trails. There are actually several different species of blackberry (also known as brambleberries) in Kentucky, and every single one of them has very sharp thorns. It's a good idea to bring gloves.
- Clog dancing is the official state dance in Kentucky, and it's serious business in more than a few local communities. The LAC Energizers, for example, is a senior dance troupe in Lexington that tours the state and performs elaborately choreographed clog dances several months of the year.
- Kentucky has its own version of the Olympics, but for seniors. The Kentucky Senior Games is a competitive track-and-field/Olympic event association that qualifies aging citizens for the National Senior Games. Adults over 50 are welcome to join with no tryouts, though spring chickens in their 40s are held in the lower division until they grow up some.