156 Assisted Living Communities in Indiana
Elmcroft of West Lafayette
Elmcroft of Fort Harrison
Bliss Place Assisted Living Community
CrownPointe Of Lebanon
Crestwood Village South Apartments
Lamplight Inn Of Fort Wayne
CrownPointe Of Anderson
Oasis At 30th
The Hearth at Juday Creek
Indiana might be the smallest state west of the Appalachian Mountains, but it’s made a huge impact on families and seniors since its inception in 1816. It sits between Ohio and Illinois, just below Lake Michigan, and like many Midwest states, it’s home to one large city, several mid-sized cities, and lots of rural land.
Residents of Indiana are known throughout the country as Hoosiers, a term that’s been used to describe people born and raised in Indiana since it was popularized in the poem “The Hoosier’s Nest” by John Finley in 1833. In fact, the name became so popular that the state eventually adopted the nickname “The Hoosier State.”
Indianapolis is the state’s largest city and state capital. It’s home to more than 800,000 people, making it the third-most populous city in the Midwest. Indianapolis sits smack dab in the middle of the state, and is a hub for several major interstates and highways that crisscross Indiana, connecting its residents to the rest of the U.S. Because it’s such a large thoroughfare, the city adopted the nickname “The Crossroads of America,” which eventually became the state’s motto.
You won’t find drastic amounts of urban density outside of the state’s capital. Ft. Wayne, the state’s second largest city, only houses about 260,000 people and Evansville has a population of just over 110,000. If you travel through the state during the spring and summer, you’ll be greeted with the bright blossoms of peonies. As the state’s official flower, peonies are cultivated throughout the state in various shades of pink, red, yellow, and white. Indiana designated the northern cardinal as its official state bird in 1933, even though the cardinal is actually the official state bird in six other states — Illinois, Ohio, Kentucky, Virginia, West Virginia, and North Carolina.
Seniors retire to Indiana to enjoy its beautiful surroundings and four-season climate. The state’s below-average cost of living also makes it a great retirement location for seniors on fixed income, as does the multitude of high-quality assisted living facilities throughout the state.
What is Assisted Living?
Assisted living communities, which are also referred to as Residential Care Facilities in Indiana, are long-term residential options for seniors who need some help with normal activities of daily living (ADLs) such as bathing, dressing, medication management, and meal preparation. Facilities provide seniors with 24-hour assistance while allowing them to maintain as much independence as possible.
What does Assisted Living Cost in Indiana?
In Indiana, the average monthly cost of assisted living is $4,025, according to the 2018 Genworth Cost of Care Survey.
The average cost of residing in an assisted living facility in Indiana is $4,025 per month, which is $275 per month higher than the national average, according to Genworth’s 2017 Cost of Living Survey. However, the average monthly cost varies throughout the state. It’s not a surprise that seniors retiring in the Indianapolis area typically pay more to reside in an assisted living facility than those retiring in other parts of the state. The city’s average monthly assisted living cost sits at $4,194, which is quite a bit higher than the average monthly cost of assisted living in Ft. Wayne ($3,375) and Evansville ($3,765).
In 2010, Indiana was home to over 840,000 residents over the age of 65, an 11.73 percent increase in the senior population since 2000. The first wave of baby boomers hit age 65 in 2011, and the last portion of them turn 65 in the year 2030, the population growth of seniors in the state is expected to increase over the next several years. It’s estimated that by 2030, seniors make up about 20% of the state’s population, a 7% increase since 2010.
How is Assisted Living Regulated in Indiana?
The Indiana State Department of Health’s Division of Long-Term Care regulates Indiana’s assisted living communities. This department has administrative power over all types of residential care facilities in the state including assisted living, skilled nursing, rehab, hospice, and memory care. The state strives to maintain high-quality levels of support for seniors by creating laws and regulations that keep facilities safe, homelike living environments.
Indiana’s Nursing Home Resident’s Rights applies to assisted living facilities, as well as skilled nursing facilities. It is a set of guidelines that determines how a resident’s care is handled throughout the state. Residents of assisted living facilities receive a copy of these rights, which include the right to:
• Be fully informed about your healthcare status, including your medical condition, at all times.
• Participate in the development and implementation of your care plan.
• Request changes to your care plan.
• Be informed, in advance, of changes to your care plan.
• Be informed, in advance, by the physician or another licensed medical team member of the risks and benefits of proposed care, treatments, and treatment alternatives.
• Request, refuse, or discontinue treatment.
• Self-administer medications if the interdisciplinary team has determined the practice clinically appropriate.
How is Assisted Living in Indiana Affected by Laws and Taxes?
Indiana is moderately friendly to seniors regarding taxes. The state doesn’t impose an income tax on Social Security, but withdrawals from retirement accounts and public and private pension income are all fully taxed. Also, wages earned are taxed at the normal state rates, which are 3.23%.
Indiana has relatively low property taxes. In fact, the average annual property tax amount in the state sits at $1,100, which is almost half of the national average. The statewide average effective property rate is only 0.87%. This makes it easy for seniors to afford to remain in their homes if possible before moving to an assisted living community. It also makes it easier for families of seniors to afford to stay near loved ones residing in a residential care facility.
Politics in Indiana
Indiana has long been considered a Republican state as the state population on a whole has only supported a Democrat for president five times since 1900. The state’s government is loosely modeling on the federal government and consists of an executive, judicial, and legislative branch. The Governor heads the executive branch and is elected for a four-year term.
• Many families in Indiana provided shelter for runaway slaves before and during the Civil War. In fact, the small farming community of Newport became known as the “Grand Central Station of the Underground Railroad” thanks to residents Catherine and Levi Coffin helping more than 2,000 slaves escape the south.
• The first Indy 500 race wasn’t hosted at the Indianapolis Motor Speedway until two years after it opened in 1909. As of 2018, the Speedway seats a crowd of more than 250,000 people, making it the world’s largest spectator sporting arena.
• Even though authorities insisted the county jail in Crown Point was escape proof, John Dillinger, a notorious bank robber, escaped from his cell in 1934 by threatening guards with a fake pistol carved from wood and using the sheriff’s car to make his getaway.
• Understandably, Santa Claus, Indiana, receives hundreds of thousands of letters addressed to the Big Guy each year. All of them are responded to individually.