600 Assisted Living Communities in Missouri
Oak Pointe Of Maryville
The Fountains of West County
The Sheridan At Creve Coeur
The Gatesworth at One McKnight Place
The Gardens Assisted Living and Memory Care
Mount Carmel Senior Living
The Villas StoneBridge Senior Living Community
St. Mary's Village
Benton House Of Tiffany Springs
Provision Living At West County
Westview at Ellisville Assisted Living & Memory Care
Garden Villas South
Missouri, the Show Me State, covers 69,702 square miles of land on the west side of the Mississippi River. It’s home to several midsize cities including Kansas City, St. Louis, Springfield, Independence and Columbia, which all have more than 100,000 residents. Meanwhile, the state capital, Jefferson City, is quite a bit smaller, with just over 40,000 residents.
Kansas City is the largest city in Missouri. It’s home to over 450,000 people and butts up against the juncture of the Kansas and Missouri Rivers that marks the state boundaries. The 18th and Vine Historic District houses the American Jazz Museum, which shares a building with the Negro Leagues Baseball Museum. With beautiful fountains, art museums and restaurants known for serving amazing barbecue, seniors retiring to Kansas City can easily find ways to occupy their time.
St. Louis, known as “The Gateway to the West,” is also a popular city for its 318,000 Missouri residents. Here you find the Gateway Arch, several museums, and clubs that play the blues. Its breathtaking botanical gardens give seniors a nice place for an afternoon stroll where, if they look closely, they might spot some white hawthorn blossoms, Missouri’s state flower.
Seniors retire to Missouri to enjoy the state’s four distinct seasons, the conveniences of city life, and glimpses of nature at its best. In fact, the state bird, the bobwhite quail, can frequently be found throughout the state. Of course, the state’s below-average cost of living also makes life easier for seniors on a fixed income.
What is Assisted Living?
In Missouri, assisted living communities are commonly referred to as long-term care facilities and residential care facilities. They provide care to seniors who are able to maintain some sense of independence but need help with normal activities of daily living (ADLs), such as grooming, bathing, dressing, housekeeping, medication management, and meal preparation, on a long-term basis.
What does Assisted Living Cost in Missouri?
In Missouri, the average monthly cost of assisted living is $2,700, according to the 2018 Genworth Cost of Care Survey.
Residents of assisted living facilities in Missouri pay quite a bit less per month for their room, board and other services. The average assisted living cost in the state is $2,700, according to Genworth’s 2017 Cost of Living Survey, which is $1,050 per month less than the national average monthly cost of residing in an assisted living community.
Of course, the cost of assisted living varies slightly throughout the state. Columbia residents pay the highest costs for assisted living in the state on average, $4,410 per month. Average monthly assisted living costs in Springfield ($3,780), Kansas City ($3,658), and St. Louis ($3,950) are also higher than the national average of $3,750. Fortunately, the average monthly cost of assisted living is lower in less populated parts of the state. Cape Girardeau residents pay an average of $2,310 per month, while St, Joseph residents only pay an average of $2,100 per month for assisted living.
As of the 2012 Census, nearly 20 percent of Missouri’s population was made up of people over the age of 60. The population of seniors is expected to grow to 25 percent by 2030. Meanwhile, the population of Missouri residents under 60 is shrinking.
How is Assisted Living Regulated in Missouri?
The Missouri Department of Health and Senior Services regulates all of the long-term care facilities in the state, including assisted living facilities. In addition to assisted living facilities, it has administrative authority over assisted living facilities that provide skilled nursing care, memory care, hospice care, and rehab. The published intent of the state regulations is to make assisted living facilities in Missouri a safe environment for the seniors who live there. To ensure compliance, the Department of Health publishes guidelines, conducts inspections and responds to reports from seniors, their families and members of the public, who can report anonymously if they wish.
Resident rights are important to long-term care facilities in Missouri. They are a set of guidelines that help ensure seniors residing in assisted living communities are cared for and treated properly and have a clean, safe, and healthy living environment. Assisted living community residents in Missouri have the right to:
• Manage their own finances with help of the facility administrator if needed.
• Be free from restraint and abuse, including physical, emotional, and sexual abuse, neglect, and exploitation,
• Confidentiality of your medical, personal, social, and financial affairs.
• Have privacy and respect in regards to medical treatment, personal care, telephone and mail communications, visits with family and friends, and meetings of resident groups. You should also be treated with consideration and respect in regards to your individuality and not forced to do things that you don’t want to do.
• Communicate freely and privately with people of your choice, as well as have the ability to send and receive unopened mail.
• Keep your possessions as long as space permits, and receive an accounting of all your personal funds and possessions entrusted to the facility on a quarterly basis.
• Have private visits with your spouse and may share a room with your spouse if you're both residents of the same facility.
How is Assisted Living in Missouri Affected by Laws and Taxes?
Missouri isn’t the most tax-friendly state for seniors. The state taxes a portion of Social Security and public pension payments. Withdrawals from retirement accounts, private pension payments, and wages are all taxed fully at a rate of six percent. Missouri also has a statewide sales tax that’s slightly higher than the national average.
The property tax rates, which are set at one percent, are lower than the national average of 1.19 percent. This makes it easier for seniors to afford to remain in their homes as long as possible before moving into an assisted living facility. Also, it helps make housing more affordable for family members who want to live close to their loved one.
Politics in Missouri
Missouri is known as a swing state when it comes to politics, meaning that the majority of the population is divided and could vote for either Democrat or Republican presidential candidates. Typically, the Democrats have a strong base in Kansas City and St. Louis, while the rural southwest portion of the state and the band of counties that runs along the Mississippi River from St. Louis to Kansas City are filled with Republicans. The rest of the state has a good mixture of people who associate with both political parties.
The Missouri state government is structured like the federal government. It consists of an executive branch, a legislative branch, and judicial branch. The executive branch is headed by the state Governor who is elected by popularity every four years and allowed to serve a maximum of two terms. Like the federal government, Missouri has its own House of Representatives and Senate, which are responsible for creating and appealing state laws.
Missouri's seniors are represented by the state Department of Health and Senior Services. This body provides political advocacy on behalf of aging citizens in the state, as well as help for seniors and their families with finding licensed residential care communities and other resources for long-term care. Seniors who need an advocate to speak on their behalf can connect with one through the Department's website.
- The Gateway Arch in St. Louis is the country’s tallest man-made monument. Standing 630 feet tall, it was built in 1965 to commemorate the city’s importance in the settling the west after Thomas Jefferson's 1803 purchase of the Louisiana Territory.
- Missouri holds the record for both hottest and coldest temperatures ever recorded in the continental United States. In fact, both were registered in the same place, 50 years apart. The coldest temperature was negative 40 degrees Fahrenheit, measured at a weather station in Warsaw, MO, on February 13, 1905. The hottest temperature was 118 degrees Fahrenheit, at the same station in Warsaw, on July 14, 1954.
- Iced tea was invented at the St. Louis World's Fair in 1904. The story goes that it was a very hot day, and vendor Richard Blechyden thought to drop what ice he had into the piping-hot cups of tea he was serving. The idea caught on, and he started selling it at his restaurant after the Fair wrapped up.