647 Assisted Living Communities in Ohio
Mason Christian Village
Randall Residence Of Tipp City
Sycamore Glen Retirement Community
Carriage Court Of Lancaster
Ohio Living Swan Creek
Brethren Retirement Community
Otterbein North Shore
Brethren Care Village
Ohio Living Dorothy Love
If you or an aging citizen you love have started having more trouble with daily tasks than in the past, it may be time to start thinking about moving to assisted living. This is never a simple choice to make, but when the time comes to pick a community where help is available around the clock, you might be surprised at how much easier and freer life can be for you, or for the senior you've cared for so long. Of all the places in the country to retire to, it's possible Ohio is one of the most attractive for modern, active seniors who cherish their independence.
Ohio is not a large state, but it does have a decent claim to being one of the most important places in American history. More than half a dozen presidents were born here, as were most of the people who pioneered aviation, plus Thomas Edison. Seniors who retire to this state have their choice of big cities, medium-size 'burbs, and open countryside that hasn't been developed since the first colonists arrived in 1788. Crime across the state is generally low, and Ohio has such a demographically balanced population that virtually anybody can find a group they identify with in any part of the state.
What Is Assisted Living?
Assisted living is a level of residential care where seniors enjoy 24/7 help with bathing, grooming, medication, meals and the other activities of daily living (ADLs), but with a good degree of independence and privacy. It’s not to be confused with skilled nursing or memory care, which are more heavily supervised and health care-related types of residential care.
What Does Assisted Living Cost in Ohio?
In Ohio, the average monthly cost of assisted living is $3,890, according to the 2018 Genworth Cost of Care Survey.
Columbus is, by far, the biggest city in Ohio. With nearly 900,000 residents spread out over three counties (Delaware, Fairfield and Franklin), it also has the greatest number of assisted living communities. Cleveland has a little less than half of Columbus' population, and so it has fewer of almost everything. There are still scores of residential facilities here though, as in Ohio's next two biggest cities: Cincinnati and Toledo, each of which has around a quarter of a million people.
Some very basic properties exist here that have gone as low as $877 a month for shared rooming and limited services. High-end residential care, however, can cost quite a bit more, with an upper limit around $8,940 per month. For comparison, the national median cost of assisted living is $3,750 a month across all states.
Ohio is aging somewhat faster than the rest of the nation. The state's median age is currently in the upper 30s, and it has been increasing at about 2 years per decade since the 1970s. Roughly 28 percent of Ohio's population was born between 1946 and 1964, which is expected to drive up the fraction of the state's population that's over 65 to as much as 30 percent by the time the last baby boomer retires.
How Is Assisted Living Regulated in Ohio?
The Ohio Department of Health maintains a registry of the more than 600 licensed residential care communities in the state. Not every place seniors live needs to be licensed. In Ohio, a facility must register if it houses 17 or more seniors, at least three of whom need medical supervision, or if the property houses three or more unrelated people who need some degree of assistance with ADLs. Sites are allowed to care for adults with disabilities and aging citizens who need medication but only if they arrange assistance with those care needs in-house or via qualified outside medical providers, such as visiting nurses.
The Department's Division of Quality Assurance issues, renews and updates communities' licenses. It also conducts inspections of the properties it regulates. The Department's Bureau of Regulatory Compliance handles complaints, which may be lodged anonymously by phone, mail or online. This part of the department also initiates enforcement actions, sometimes internally — as when a license is revoked — and sometimes in state court.
How Is Assisted Living in Ohio Affected by Laws and Taxes?
Ohio is pretty generous to seniors on a retirement income. Social Security and retirement pensions are fully exempt from the state's income tax. Sales and property taxes in Ohio tend to be a little higher than usual for other states, though this is not usually much of an issue for aging citizens who have sold their homes and moved into assisted living. Income from 401(k) plans, IRAs and other sources of retirement savings are taxed just like any other income, though seniors get some useful tax breaks on them.
Whatever your source of income, Ohio taxpayers who get more than $8,000 a year from it may claim up to a $200 credit. Seniors get an extra $50 credit on top of that, provided they make under $100,000 a year from all sources combined. Ohio has nine income tax brackets, which range from as low as 0.495 percent for people making up to $5,250 a year, to as high as 4.997 percent for those earning more than $210,600. On top of that, many of Ohio's schools, cities and other districts impose their own income taxes — some up to 2.25 percent — so where in the state you settle matters to your final tax bill.
Politics in Ohio
Ohio has a fairly standard three-branched state government with a bicameral legislature and a three-tiered judiciary. The state Executive branch is headed by a governor and a lieutenant governor, who each serve for four years. Beyond that, much state business in Ohio takes place on the local level. The courts, for example, often require appeals to work their way through two separate layers of local and regional courts before the state-level Superior Court will hear a challenge. Likewise, many cities and counties in Ohio take on some of the authority that in other states would be reserved to the state government itself.
Culturally, Ohio is a microcosm of America. The state is so well balanced racially, socially, economically and politically that most chain restaurants and advertising firms roll out new product lines first in Ohio, because the assumption is that the new product's success or failure here translates directly to the rest of the country. This is also true politically — Ohio is a perennial swing state in presidential politics, but it leans somewhat red. Ohio is sometimes known as the "birthplace of presidents" because it has produced seven of them, all Republicans. The received wisdom in national politics is that no Republican candidate can win the White House without also winning Ohio, which has been broadly true almost since the Civil War.
Ohio was the site of the first professional baseball team (the Cincinnati Reds), the first traffic light (August 4, 1914, in Cleveland), and the first medical ambulance company, which started to treat Civil War veterans in Cincinnati in 1865. Cincinnati was also where America's first professional (not-for-profit) fire department opened up. Even the first police cars got started on the streets of Akron.
Ohio has only 3 percent of the people in the United States, but it has produced close to 25 percent of the nation's astronauts. NASA has a page on its website about this odd phenomenon, noting that John Glenn, Neil Armstrong, and even the Wright Brothers were from Ohio. No realistic explanation has ever been suggested for this, and it might all be a big coincidence.
John Mercer Langston was an Ohio-based attorney and the first African-American to hold public office in the United States. He did this in 1854, when he was elected (by male-only voters) to the post of Brownhelm Township (Ohio) clerk. He later went on to serve as the dean of two universities and as a member of the U.S. House of Representatives. His house is now a preserved historic site in Oberlin, where as a child he had been the first black student in a public prep school.