30 Assisted Living Communities in Delaware
Cadbury at Lewes
Brookdale White Chapel
Sunrise Of Wilmington
Five Star Foulk Manor North Assisted Living
State Street Assisted Living
Westminster Village Assisted Living
Arden Courts Of Wilmington
Luther Towers Ii
Assisted Living in Delaware
Delaware got its nickname, "the First State," by virtue of being the first state to ratify the U.S. Constitution. It got its state bird, the blue hen, by virtue of having more chicken inhabitants than humans. Delaware's aging citizens can spend afternoons in the long, mild spring here feeding the birds in the state's many public parks under the peach blossoms that are also an official symbol of the state.
As one of the most welcoming states for seniors, Delaware and its three counties offer aging citizens excellent public services, disability-friendly transportation options and no-cost college tuition at the state university for adults over 60.
Though it's a tiny state, Delaware could hardly be more diverse. With a northern border that touches the Philadelphia suburbs and a "lower, slower" southern area below the Mason-Dixon Line, Delaware offers assisted living options for seniors who prefer fast-paced urban or restful rustic living.
What is Assisted Living?
For official purposes, assisted living communities in Delaware are sometimes known as long-term care facilities or adult foster care. In these communities, seniors can expect room and board for their monthly fee, along with emergency response as needed from staff and help with activities of daily living (ADLs), such as dressing and meal prep.
What does Assisted Living Cost in Delaware?
In Delaware, the average monthly cost of assisted living is $6,015, according to the 2018 Genworth Cost of Care Survey.
Delaware's seniors pay a median monthly cost of $6,015 for assisted living. This varies by community, but it's a lot more than the $3,750 a month that's typical nationwide. The next least expensive option, hiring a home health aide to help seniors in their own homes, costs an average of $4,242 a month in Delaware, though nursing care, the next level up, costs $10,996 a month.
How is Assisted Living Regulated in Delaware?
Assisted living facilities in Delaware are regulated by the Delaware Department of Health and Social Services (DHSS), Division of Long Term Care Residents Protection, which conducts inspections and publishes guidelines for senior care. Licensed long-term care facilities must adhere to relatively strict standards for health and safety, staff training and quality of care. Seniors and their families are encouraged to provide feedback and reports about potential issues with an assisted living community, which can be done anonymously through the state's website or over the phone.
How is Assisted Living in Delaware Affected by Laws and Taxes?
Delaware takes a very hands-off approach to the taxes seniors are most likely to pay. The state has no income tax, for example, so seniors who work pay nothing on the state level for their earnings. Certain types of retirement income, such as IRAs and 401(k) earnings, are subject to state tax, but seniors can claim a $12,500 deduction that reduces the bite somewhat. Social Security is also not taxed in Delaware. Unusually for most states, Delaware also charges no sales tax of any kind, and property taxes are among the lowest in the nation.
Politics in Delaware
Tiny Delaware has a unique local political structure. Its constitution charters the usual three-branch system of government, but the state has just three counties. Judicially, Delaware has a very complex and multi-tiered court system that runs from the Justice of the Peace court for minor matters to the state Supreme Court. The Supreme Court is not just one body, but it has multiple arms that regulate in matters of legal education and operations of the state bar. This means a senior with an estate, property claim or guardianship issues may have a long path through several different courts before the case is resolved.
Politically, Delaware is a reliable blue state. Democratic candidates routinely carry the state in presidential elections, and it's rare for other parties to gain a significant foothold in state government. Delaware has a very small population, so it only sends one representative to Congress, in addition to its two senators, which gives it just three votes, the constitutional minimum, in the Electoral College.
- Delaware's violent early history, littered with various wars and pirate activity in the early 18th century, explains some of its place names. Luckily, seniors can safely enjoy day trips to modern-day Slaughter Beach, Slaughterneck Road or the banks of the serene Murderkill River.
- Delaware's state marine animal is the horseshoe crab, which isn't a crab at all and is more closely related to pill bugs and woodlice. These animals swarm Delaware's shores in huge numbers to breed each year, which they've been doing since before Earth had an Atlantic Ocean, 450 million years ago. After breeding, they die, and seniors can collect their large shells from almost any beach in the state.
- Over 280,000 businesses share a single address in Delaware. 1209 North Orange Street, Wilmington, DE, is a popular spot for companies of all types, from presidential political nonprofits to holding companies seniors form to protect their assets, to set up in and claim tax-free Delaware residency. Aging citizens who live in the surrounding states of Pennsylvania or Maryland may find the no-tax approach of Delaware's business climate a welcome break from the relatively high taxes elsewhere. To take advantage, a senior or loved one can register a limited liability corporation in the state, listing a local address as the company headquarters.